Fine Art Insurance Schedules: Savings and Simplicity

Fine art insurance is usually a component of a "valuable articles" policy that may also include jewelry, silver, fine wines, furs, and other categories of luxury assets.  Most collectors trust their broker to recommend coverage, but typically have little time or interest in communicating their inventory and rarely review their policy schedules and terms directly until a loss is reported. 

JWSC has the unique advantage of reviewing dozens of insurance policies each year on behalf of our collectors. Based on our broad experience we can compare your broker's performance, rates, and terms and advise you to ask the right questions. 

JWSC does not work for any brokerage, agency, or insurance company, and we never take fees or "contingent compensation" to make recommendations. JWSC advocates for savvy collectors and can share the benefit of that collective wisdom and experience confidentially. 

You could save hundreds or even thousands of dollars each year with a professional art catalogue if . . . 

  • JWSC reconciles your insurance schedule (compares the list you receive each year when the policy renews with a physical inventory of what you actually own) while building your digital inventory and every five years thereafter.
  • You use your JWSC inventory to work with a qualified fine art specialist.
  • You receive a competitive comparison of coverage and premium rates from three reliable insurers every five years.

Please contact us for more information. All our clients enjoy the benefits of professional art asset management, and many recoup the costs of our services in insurance premium savings over only a few years. 

Questions? info@jwhitleysmith.com or (708) 445-9101